Leverage Ratio: Balancing Risk and Reward
In the financial world, the concept of leverage ratio plays a significant role, especially in assessing the financial health and stability of different companies. It is a type of financial…
Jumbo Loans: bigger possibilities, better opportunities
Jumbo loans have witnessed a surge in popularity within the realm of home financing, particularly among individuals searching for upscale properties. These are designed to provide borrowers with larger loan…
Interchange Fees: Their Impact on Users and the Economy
In today’s digital era, online transactions have become the new normal. Interchange fees are the charges that a merchant’s bank account pays to process credit and debit card transactions. In…
Hedge Funds: Unleashing the Power of Alternative Investing
Hedge funds have emerged as an alternative investment that attracts both praise and criticism. They have become noticeable because of their potential to generate superior returns and manage risks effectively.…
Gini-Index: How Income Inequality Shapes Societies
In Today’s world, income inequality is a significant concern for many people. With technological advancement, more financial services are being provided through digital mediums. As a result, financial technology has…
Understanding the Freemium Model and Its Mechanisms
Fintech companies have given us a different idea and changed our thinking towards banking and financial services. As mobile banking and digital payment methods are rising, Fintech companies are offering…
KYC: Its types and importance
Suppose you’re sitting in a cafeteria when a stranger walks up to you and asks you personal questions about your identity. Would you like it? Probably not. As a fintech…
Denied a Personal Loan? Here’s What You Can Do Next.
Post Covid-19 pandemic, unsecured, or online personal loans have seen a drastic growth of around four times the bank’s credit. Several factors have fueled the borrowing in India. First, you…
How does the CIBIL score work?
Aiming to take a loan? Want to be assured of a loan approved and processed quickly? Are you looking for a loan at a lower interest rate? The only answer…